American National Bank

Papillion Days Patron Sponsor

A bank that asks "why?"

You do a million different things every single day. For each of those things, there's a "why?" that drives you. That's what we're interested in: the "why?"

We built American National Bank over 100 years ago with the same curiosity. We believed that you have to understand someone's motivation before you can help them to achieve their goals. And we carry that with us to today.

We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible.

In this community, we've taken great strides to improve lives, grow businesses and provide financial freedom to our customers. We believe in the independence and integrity of our customers, and help them to do the best with their answers to life's biggest "why's?"

Our Mission Statement

Be the preferred financial services provider to businesses and individuals, while providing rewarding challenges and opportunities to our employees and investing in the communities where we live.

Our Values

We believe that people need to work together toward common goals to make life better. Our best way to do that is by relating to our customers. Sure, we offer a great variety of convenient services and products. But we set ourselves apart by finding the core values of our customers and building our banking experience around that.

Here are the values we share with our customers:


Only coming from genuine intention - we are real with our customers and keep our intentions pure.

Respect and Trust

You're a person and we will treat you as such - we will respect you and work to earn your trust.

Knowledge and Continuous Development

We never stop our education - the more we know, the more we can help you.

Flexibility to Innovate

As the times change, we must too - we adapt to help you navigate a world that's always in flux.


We believe in working together - taking your ideas and blending them with ours.

Confidence and courage to make decisions and own outcomes

We aim to deliver - we always do the best we can for all of our customers.

Our History

While you may not remember the grand opening of our first bank founded in 1856, it's important to note that we have a long and proud history of providing financial services in Nebraska and Iowa.

Over the years, we've grown to 30 locations in Nebraska and Iowa, and 7 locations in the Minneapolis/St. Paul, Minnesota area (operating under the "Western Bank" name), with more than $3.3 billion in assets.

Our financial strength and stability are the result of fiscally responsible local leadership and conservative banking practices. And although banking has changed over time, one thing remains the same - our strong commitment to providing unmatched personal service and innovative banking products to individuals, families and businesses for many years to come.

Our Facts and Ratings

American National Bank Facts

  • One of the largest privately owned banks in Nebraska
  • The largest depository bank in the Council Bluffs, Iowa, market area
  • The top home-lending provider in the Council Bluffs metro area
  • Rated an "SBA Preferred Lender"
  • Regional lending capacity in excess of $32 million

Analyst Coverage & Ratings

  • Five-Star, Superior Recommended Bank on (June 30, 2016)
  • Four-Star Safe and Sound Rating from (December 2015)
  • Recognized as the #1 bank in Council Bluffs as voted by Daily Nonpareil's annual Readers' Choice survey. (2016, 2014, 2012 - 2004)
  • Recognized as a "Best Bank" in Omaha area by The Reader Magazine's annual survey
  • Recognized in the "Best of the Big O" survey by Omaha Magazine's annual survey

Changing our community for the better

Our greatest resource is our community.  It's part of our heritage.  That's why we invest so much time and energy into building it.  We focus our support on organizations providing services that build our communities, that address the needs of low-to-moderate income households and neighborhoods, and have a special interest in organizations that protect the most vulnerable children. 

American National Bank has invested considerable energy and financial resources in pursuit of building stronger communities.  It is our corporate policy to encourage all employees to do the same. Our employees generously give their time and talent. The bank supports their commitment to the community by offering Volunteer Time Off (VTO) hours.  We believe that, through a strong community, everyone prospers together.

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PO Box 461089
Papillion, NE 68046


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